More money with the new Equity Advance Plan A tax-free cash lump sum Option of a guaranteed monthly income Continue to live in your own home Still provide for your family in your will No monthly repayments Find out about the Equity Advance Plan and how it could benefit you.

Freephone 0800 70 75 80 quoting ref: LIFE041001 Or complete the coupon and return to the following address: In Retirement Services, LIFE041001, FREEPOST CF4472, Cardiff CF24 2BR Yes, I/We would like more information - without obligation I am/We are both G aged over 70 G owner(s) of a home worth at least £70,000 Name Mr/Mrs/Miss/Ms Address Postcode Telephone (We may telephone you) Date of Birth L1FE041001 Date of Birth of partner (if applicable) Please tick the box il you do not want us to send you information about products and services offered by In Retirement Services or other selected organisations n 'Shared Growth Option.

This plan is not available in Scotland and Northern Ireland.

We may record or monitor telephone calls to improve service and protect customers.

In Retirement Services Limited.