We're not asking you to risk your life in Force 9 gales. Or to be on call, day and night. Or even to devote time to training. We are asking for something equally important, though: put pen to paper, below, and take out a Lifeboats MasterCard.

The Royal Bank of Scotland will contribute £10 to the RNLI automatically, plus another £5 if you use the card 10 times or more in the first month. After that, they'll donate 25p for every £100 you spend.

You will receive a 4.9% introductory rate for purchases and balance transfers for the first six months from the date of opening the account (15.9% APR thereafter). Do the write thing; complete and return the coupon today. Or call free on 0800 444 201 and quote LBP4.

Lifeboats Registered Chsi.iy No. 209603.