unlocked the I cash in my home If you are over 70 and a homeowner, you may be able to release some of the money locked in your home to do the things you want.

A tax-free cash lump sum to spend as you wish The option of a guaranteed* monthly income for life Carry on living in your home for the rest of your life No monthly repayments An inheritance for your family Find out today how - • • _ -. - - - _. - __ _ -. - Call Free on 0800 70 75 80 PLEASE QUOTE LIFE040401 Or complete the coupon and return to the following address: In Retirement Services, LIFE040401, FREEPOST CF4472, Cardiff CF24 2BR Yes, I/We would like more information - without obligation Name Mr/Mrs/Miss/Ms am/We are both . aged over 70 D owner(s) of a home worth at least £60,000 Address Postcode Telephone (we may telephone you! Date of Birth LIFE040401 Date of Birth of partner (if applicable) Please tick the box if you do not want us to send you information about products and services offered by In Retirement Services Limited, Ecclesiastical Life Ltd or other selected organisations G In Retirement Services Limited Changes to tax rates may affect your net income if you pay Income Tax.

CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN DOUBT, SEEK INDEPENDENT ADVICE.

Written quotations ate available on request A first charge over your home will be required as security tor the Equity Advance Plan This plan is not available in Scotland and Northern Ireland In Retirement Services Ltd is only an Appointed Representative of Ecclesiastical Life Lid for the purpose of advising on purchased life annuities bearing !he Ecclesiastical Life Ltd name only Members of the Ecclesiastical Marketing Group are authorised and regulated by Ihe Financial Services Authonty. In Retirement Services is registered in England (No 4787029) at 2 Alexandra Gale, Ffo'dd Pengam. Cardiff CF24 2SA We may record or monitor telephone calls 10 improve service and protect customets.