The Plan enables you to take out a loan secured on your property. The loan becomes payable when the borrower/surviving borrower dies or needs TO INHERIT IT. IF YOU ARE IN DOUBT. SEEK INDEPENDENT ADVICE. Equity Release should be seen as a lifetime commitment, provided by Norwich Union Equity Release Limited. Full written terms and conditions are available on request. Details you provide may be used by CCNU Group companies for marketing activities such as market research or contacting you about their products or services. If you do not wish to receive marketing approaches please write to Norwich Union. Freepost. Mailing Exclusion Team, PO Box 903, Sheffield Sn 8LE. For your protection telephone calls may be recorded. Norwich Union only advises on its own products. Not available in Northern Ireland, the Channel Islands and Isle of Man.

HOMEOWNER OVER 60? Enrich your retirement with thousands to spend Cash in on your home's real value to enrich your retirement with a Norwich Union Equity Release Plan, and benefit from: • A tax-free lump sum • Use the cash exactly as you want • You still own your own home • Freedom to move as you wish No monthly repayments If you (and your partner) are aged 60 or over, and you own your own home you could be eligible for an Equity Release Plan and benefit from a cash lump sum. The amount you can borrow will depend upon your age and the value of your property.

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Call FREE now on O8OO O15 4O15 NORWICH UNION quote ref: 3481/89 Open: Monday - Friday 8am to 8pm. Saturday and Sunday loam to 4pm.

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www.norwichunion.com/equityrelease Free brochure To: NU Equity Release. FREEPOST ANG20197 Birmingham, B27 6FE ' Are you (and your partner) at least 60? Yes I I Is your property worth at least £50,000? Yes I Please telephone me to arrange an appointment without obligation. I—I | Tel No I I I I I I I I I I I I I I Title First Name(s) I Address ref: 3481/89 Please send me a new brochure. I I I I E-mail address Surname Town Date of Birth County Postcode 1 Partner's Date of Birth.