Proven. Essential.

Your friends will feel the same way about a Lifeboats MasterCard.

Developing and supplying specialist equipment for over 4000 crew members is a very expensive exercise. The protective lifejacket pictured above for example costs £180.

This is where you and a pair of scissors can help.

Cut out this advert and give it to a friend so they can sign up for a Lifeboats MasterCard and The Royal Bank of Scotland will donate £10 to us.

But it doesn't stop there. The more the card is used, the better equipped our crews will become.

In fact. 80% of the almost £1 million raised by the MasterCard has come from The Royal Bank of Scotland's donations of 25p for every £100 spent.

And now with a new, competitive rate of only 18.9% APR there's even more of a reason to support 18.9% APR for purchases The Royal Bank of Scotland donates £10 for every card issued Raises money every time you spend Up to 56 days interest free credit No annual fee Up to £100 cash back on transferred balances from other credit and store cards Now includes FREE Travel Accident Insurance the brave volunteers on our legendary lifeboats.

Your friend doesn't have to be a Royal Bank customer or even a member of the RNLI to apply for a card.

Please get them to return the coupon below or call free on: O8OO 543 21O RtgiutixJ CWuny No J09KJ3 www.lifeboats.org.uk ' A contubulion ot Zip tot evetv €100 joent win be niaiio TO HNU " Yom lifeboats MasterCard will tic ciedtlad with 2% of the balances »ou rranifer [he cash&acl amount paid on ihe total tictuleiitd balances is limited In flOO Caihback will not be paid on balances translaired from othai Royal Bank ol Scotland credit card accounts Note Unavailable ID parsons unu r IB years ol age Written Quotations ate available Cardholder is required to make monthly payment! within K days of trie statement dale minimum monthly repayment iBQmreQ a the greatei ol 3% ol the outstanding balance 01 f5 APHs variable Subject to status Interest will be charged at a monthly rate ol 1 6 If.9% APR lor purchases and H.|% APR tor cast) advances To: Lifeboats MasterCard, Corporate Relations, RNLI, West Quay Road. Poole, Dorset BH15 1HZ.

The Royal Bank of Scotland Trie Royal Bant of Scotland ulc Registered Oftrc« 36 Si Andre* Square Edinburgh EH2 2YB Registered in Scotland no 90317 RBS Yes. I'm interested in ihe Liteboats MasterCard and would like an application form OF call free on 0800 543 210 Name Postcode ".