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With us, the more you save, the more you save.

Open a Royal Bank of Scotland Harbour Account and you won't be the only one to reap the rewards.

Together with the convenience of postal banking, you'll find our interest rates are higher than most High Street accounts, and. with tiered rates, you'll get even greater returns on your money.

Meanwhile, others will benefit too. Lifeboats Royal National Lifeboat Institution At the end of each year, the Royal Bank will donate 0.25% of total balances to the RNLI. What's more, if 2000 accounts are opened over 2 years, we promise to donate a total of at least L50.000 towards a new lifeboat. For details, complete the coupon or call on 0800 880 880 quoting TLI.

Thanks to your savings, others could be forever in your debt.

"With a Royal Bank of Scotland Harbour Account we benefit from every penny you save." Brian Miles CBE. Director RNLI To: The Royal Bank of Scotland pic.

FREEPOST EH)2!I. Livingston. West Lothian. EH54 5BR Address, Post Code Tel. No (We may call you (o discuss your enquiry.) Existing Customer Yes / No The Royal Bank of Scotland SUBJECT TO STATUS W DAYS NOTICE MUST BE GIVEN FOR WITHDRAWALS ON A HARBOUR ACCOUNT A PENALTY OF 5OP PER UOO WITHDRAWAL (ON A PRO RATA BASIS) Will BE CHARGED FOR WITHDRAWALS PERMITTED BIT THE BANK WITHOUT » DAYS NOTICE GROSS RATE IS THE RATE PAID WITHOUT THE DEDUCTION OF INCOME TAX TO NONTAXPAYING CUSTOMERS INTEREST BUD ANNUALLY CAUS MAY BE RECORDED THE ROYAL BANK OF SCOTLAND pic REGISTERED OFFICE K ST ANDREW SQUARE. EDINBURGH EH2 .TB REGISTERED IN SCOTLAND NO WWZ.